FD Financials Unit — a unit under the Agila Financials Agency of InLife

Build a career that protects families.

Your Favorite Partner in Protecting the Future.

A unit under the Agila Financials Agency of The Insular Life Assurance Co., Ltd. — the first and largest Filipino life insurance company.

Join the team See the earnings potential
The Insular Life Assurance Co., Ltd.
Scroll

The Opportunity

Why InLife.
Why now.

InLife is the first and largest Filipino life insurance company — incorporated in 1910, and the country's only mutual life insurer. As an InLife financial advisor you build a commission-based career with uncapped income potential and generous incentives, earn recognition through the Club of Honors, and can accelerate toward MDRT through InLife ALPHA.

  • First & largest Filipino life insurer

    Incorporated in 1910, InLife is the country's first and largest Filipino life insurance company — and its only mutual company.

  • Regulated & trusted

    Insurance Commission-regulated, with more than a century of uninterrupted service and a mission to bring “A Lifetime For Good” to Filipinos.

  • Uncapped, commission-based income

    Your earnings track your production, with generous incentives layered on top. There is no ceiling built into the career.

  • Grow into recognition

    Club of Honors agency awards, and InLife ALPHA — a development program that fast-tracks new advisors toward MDRT.

Earnings Calculator

Run your numbers.

A simple illustration of what commission-based income can look like as you build a client base. Move the inputs and watch it change.

2
₱60,000
25%
When switched on, adds an illustrative renewal and override component to the estimate.

Monthly gross commission

₱0

Annual gross commission ₱0
Annual production volume ₱0
MDRT progress 0%

₱0 of ₱5,000,000 production (placeholder threshold)

How this is calculated

Annual gross commission = new clients per month × 12 × average annual premium × first-year commission rate.
When renewal & override income is on, we add an illustrative component: annual production volume × renewal/override rate × persistency.
MDRT progress compares the annual production volume above against the MDRT production threshold. Every rate, bonus and threshold used here comes from one editable configuration object in the page source.

Illustration only. This is not a guarantee of income. Actual earnings vary with sales performance, persistency, and company compensation rules. Rates, bonuses and the MDRT threshold used here are placeholders and must be confirmed with the agency.

Career Path

Room to climb.

  1. Step 01

    Rookie

    You learn the business, build your first client base, and get mentored every step of the way.

  2. Step 02

    MDRT

    Million Dollar Round Table — the global standard of production and professionalism for the world's top advisors.

  3. Step 03

    COT

    Court of the Table — the next tier above MDRT, for advisors who sustain elite production.

  4. Step 04

    TOT

    Top of the Table — the highest accolade, requiring six times the production requirement of a standard MDRT member (per InLife's own newsroom).

Your Family of MDRTs, COTs, and TOTs.

Travel Incentives

Work that takes you places.

Travel is part of the InLife advisor career, not an add-on. Qualify, and the work carries you to places you'd otherwise only scroll past — alongside a team that earned it with you.

  • The Club of Honors

    InLife's flagship annual recognition night, where the company honors its top financial advisors and agency leaders nationwide. Earn your place, take the spotlight, and share the stage with the country's best.

  • The MDRT Annual Meeting

    Qualify for the Million Dollar Round Table and travel with InLife's MDRT, COT and TOT achievers to MDRT's international Annual Meeting — the global gathering of the profession's top producers.

  • Qualifiers' Incentive Trips

    Top producers travel. Picture island escapes, regional city breaks and long-haul journeys that grow in step with your production.

    Sample destinations — Boracay · Bali · Ho Chi Minh City · Tokyo

Sample highlights. The live program, destinations and qualifying criteria are set by InLife each year.

Join the team and start earning yours

Products

What you'll be trusted with.

Presenting

Global Systematic
Income Fund

Managed by BlackRock

A globally diversified fund that seeks to deliver sustainable income, potential capital growth, and regular payouts, so you can live today and secure tomorrow.

Your Path to Financial Freedom Starts with the Right Fund.

  • Maximizing Protection

    Higher life insurance coverage and living benefits for you and your loved ones.

  • Global Capital Growth

    Access global opportunities through BlackRock's world-class investment expertise.

  • Regular Payouts

    Potential monthly income to help you achieve your life goals with financial ease.

  • Loyalty Bonuses

    Earn loyalty bonuses as a reward for your commitment and long-term partnership.

The Power of Global Diversification

  • Invests in income-producing equities, bonds and other securities worldwide.

  • Seeks to provide sustainable income with lower volatility.

  • Dynamic strategy that adapts to market opportunities globally.

  • Designed to help you build wealth while enjoying peace of mind.

What you can expect

  • Life Insurance Protection

    Built-in life coverage for you and your family.

  • Long-term Growth Potential

    Grow your fund value through global markets.

  • Potential Regular Payouts

    Enjoy the potential of monthly income.

  • Loyalty Bonuses

    Get rewarded for staying committed.

Who is this for?

  • Individuals and families seeking protection and income
  • Professionals and business owners building long-term wealth
  • Retirees and pre-retirees who want financial independence
  • Anyone who wants their money working globally and sustainably

Emergencies don't come with a warning.

Be ready. Stay secure.

Prepare today. Protect tomorrow.

  • Protect your family
  • Preserve your dreams
  • Provide peace of mind

5 Essential Steps to Get Started

  1. Set a clear goal

    Aim to save at least 3 to 6 months of essential living expenses.

  2. Know your needs

    List your monthly essentials and estimate your target amount.

  3. Start small, stay consistent

    Build your fund little by little. Every peso counts.

  4. Keep it safe & accessible

    Choose a low-risk, liquid account for easy access when needed.

  5. Review & replenish

    Reassess your fund regularly and rebuild what you've used.

We build advisors.
Advisors build families.

FD Financials Unit — a home of the rookies.

Join

Start your career with FD Financials Unit.

We're looking for people who want to build something — not just hold a job. No prior experience required. If you're willing to learn, we'll train you.

We reply within one working day.